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3215 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3215 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,874 sqft · built 1997
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$94,200 (Apr 1997)
Tax Bill$1,489 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-36-01-04-*-94

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-94
Alternative APNs
  • 27-36-01-04-00000.0-0094.00
  • 2735526

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,874 sqft Living Area
Gross Area2,290 sqft
1st Floor Area1,874 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 52 ft wide
Garage TypeAttached
Garage Area380 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Deck Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735526
Street Address3215 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 94
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number94
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2000
Census Tract64102

Owner

3215 Cedar Bay Dr is owned and occupied by an individual who acquired it in February 2012.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3215 CEDAR BAY DR, MELBOURNE, FL 32934-2911
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jul 2, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 29, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 1997 · Amount on File
Deed SaleApr 18, 1997 · Amount on File
Deed Book / Page3664 / 734
Last Transfer DateFeb 10, 2012
Transfer Doc0065361168
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateAug 4, 2026
Property Address3215 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number0000158806
Book / Page10693 / 1755
Instrument DateJul 27, 2026
Instrument2026158806
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanySETTLEMENT COMPANY, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 CEDAR BAY DR, MELBOURNE, FL 32934-2911

Mortgage

Document Number0000158806,
DateAug 4, 2026
Book Page10693/1755
Instrument2026158806
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJul 2, 2026
Property Address3215 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number0000136248
Book / Page10668 / 1224
Instrument DateJul 2, 2026
Instrument2026136248
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 CEDAR BAY DR, MELBOURNE, FL 32934-2911

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3215 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number0079840097
Instrument DateAug 29, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 CEDAR BAY DR MELBOURNE FL 329342911, MELBOURNE, FL 32934-2911

Mortgage

Document Number0079840097
DateSep 18, 2017
Book Page007984/000097
Instrument192650
Lender
NamePNC BK
TypeBank
AddressMELBOURNE, FL 32935
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3215 Cedar Bay Dr was $1,489, up 6.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,900 (+2.7%)$318,590 (+3.44%)
2025$1,489.00 (+6.51%) Homeowner's exemption Senior Citizen's exemption$137,200$307,990
2024$1,398.00 (-7.05%)
2023$1,504.00 (+9.38%) Homeowner's exemption Senior Citizen's exemption$129,460 (+3%)$328,040 (+11.89%) Land $85,000 Building $243,040
2022$1,375.00 Homeowner's exemption Senior Citizen's exemption$125,690$293,180 Land $80,000 Building $213,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 Cedar Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 Cedar Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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