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3205 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3205 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 1998
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Nov 2022)
Tax Bill$4,529 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-36-01-04-*-95

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-95
Alternative APNs
  • 27-36-01-04-00000.0-0095.00
  • 2735527

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,822 sqft Living Area
Gross Area2,421 sqft
1st Floor Area1,822 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 52 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area199 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735527
Street Address3205 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 95
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number95
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2000
Census Tract64102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3205 CEDAR BAY DR, MELBOURNE, FL 32934-2911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2022 · Amount on Record
Deed SaleNov 1, 2022 · Amount on Record
Prior SaleAug 17, 2016 · Amount on Record
Deed Document Number2022260337
Deed Book / Page9647 / 1905
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 1, 2022
Property Address3205 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number0096471905
Book / Page9647 / 1905
Map ReferenceMB 42 PG 32&33
Instrument DateOct 28, 2022
Instrument2022260337
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address850 DILLARD DR SE, PALM BAY, FL 32909-2366

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 CEDAR BAY DR, MELBOURNE, FL 32934-2911

Mortgage

Document Number0096471907
DateNov 1, 2022
Instrument9647/1907
Lender
NameLOANDEPOT COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,180 (+2.7%)$306,780 (+3.58%)
2025$4,529.00 (-6.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$296,190 (-6.95%) Land $85,000 Building $211,190$296,190 (-6.95%) Land $85,000 Building $211,190
2023$4,866.00 (+4,490.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$318,300 (+60.99%) Land $85,000 Building $233,300$318,300 (+12.41%) Land $85,000 Building $233,300
2022$106.00 Disabled Person's exemption Veteran's exemption$197,710$283,170 Land $80,000 Building $203,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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