3214 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3214 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,561 sqft · built 2018
Lot Size	0.354 acres (15,456 sqft)
Owner	2 Trust Names on File
Last Sale	$242,960 (Sep 2018)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0K-013.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0K-013.00`
Alternative APN	`95655`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,197 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,456 sqft (0.354 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	236 sqft

Location & Zoning

Account Number	95655
Street Address	3214 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK 0.361 AC
Legal Subdivision	WALNUT CREEK
Legal Block	3E-25
Legal Lot Number	3E-25
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1049
Census Tract	11210

Owner

3214 Bridgewater St is owner-occupied and held in a trust since August 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Intrafamily Transfer, Transfer
Aug 21, 2023	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Sep 11, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L
Jul 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	201813192
Deed Book / Page	1170 / 320
Last Transfer Date	Aug 12, 2023
Transfer Doc	0000010498
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Aug 21, 2023
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000010498
Book / Page	1700 / 29
Map Reference	MB 2017 PG 359
Instrument Date	Aug 17, 2023
Instrument	2023010498
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Aug 21, 2023
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000010498
Book / Page	1700 / 29
Map Reference	MB 2017 PG 359
Instrument Date	Aug 17, 2023
Instrument	2023010498
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006442
Date	Apr 24, 2020
Book Page	3983/236
Instrument	2020006442

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001739
Date	Jan 28, 2021
Book Page	4276/305
Instrument	2021001739

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000013125
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3214 BRIDGEWATER ST LANCASTER SC 297200177, LANCASTER, SC 29720-0177

Mortgage

Document Number	0000013125
Date	Sep 3, 2019
Book Page	003809/000295
Instrument	13125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 11, 2018
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000013192
Book / Page	001170 / 000320
Instrument Date	Sep 10, 2018
Instrument	13192
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3214 BRIDGEWATER ST LANCASTER SC 297200177, LANCASTER, SC 29720-0177

Mortgage

Document Number	13193
Date	Sep 11, 2018
Book Page	003615/000288
Instrument	13193

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 13, 2017
Property Address	3214 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000010111
Book / Page	001067 / 000266
Instrument Date	Jul 13, 2017
Instrument	10111
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,588.92
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5350 77 CENTER DR #100 CHARLOTTE NC 282172782, 100, CHARLOTTE, NC 28217-2782
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3214 Bridgewater St was $3,180, up 4.7% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (+4.74%)	$11,666 Land $2,465 Building $9,201	$355,000 Land $75,000 Building $280,000
2024	$3,036.00 (+2.92%)
2023	$2,950.00 (+2.22%)	$10,144 (-) Land $1,600 Building $8,544	$253,600 (-) Land $40,000 Building $213,600
2022	$2,886.00	$10,144 Land $1,600 Building $8,544	$253,600 Land $40,000 Building $213,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3214 Bridgewater St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3214 Bridgewater St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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