3206 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3206 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,561 sqft · built 2018
Lot Size	0.193 acres (8,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2022)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0K-011.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0K-011.00`
Alternative APN	`95653`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,421 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,410 sqft (0.193 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	236 sqft
Patio Area	224 sqft

Location & Zoning

Account Number	95653
Street Address	3206 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK 0.193 AC
Legal Subdivision	WALNUT CREEK
Legal Block	3E-23
Legal Lot Number	3E-23
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1049
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 25, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 14, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L
Jul 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202212120
Deed Book / Page	1572 / 288
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000003716
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003745
Date	Feb 23, 2021
Book Page	4305/267
Instrument	2021003745

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 25, 2022
Property Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000012120
Book / Page	1572 / 288
Map Reference	MB 2017 PG 359
Instrument Date	Jul 21, 2022
Instrument	2022012120
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,248.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177

Mortgage

Document Number	0000012121
Date	Jul 25, 2022
Instrument	2022012121

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Mar 6, 2020
Property Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000003716
Book / Page	1313 / 91
Map Reference	MB 2017 PG 359
Instrument Date	Feb 21, 2020
Instrument	2020003716
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177

Mortgage

Document Number	0000003717
Date	Mar 6, 2020
Instrument	2020003717

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 14, 2018
Property Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000016352
Book / Page	001185 / 000226
Instrument Date	Nov 14, 2018
Instrument	16352
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 BRIDGEWATER ST LANCASTER SC 297200177, LANCASTER, SC 29720-0177

Mortgage

Document Number	16353
Date	Nov 14, 2018
Book Page	003648/000315
Instrument	16353

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 13, 2017
Property Address	3206 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000010111
Book / Page	001067 / 000266
Instrument Date	Jul 13, 2017
Instrument	10111
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,588.92
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5350 77 CENTER DR #100 CHARLOTTE NC 282172782, 100, CHARLOTTE, NC 28217-2782
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00 (-5.08%)	$14,976 (-3.36%) Land $3,000 Building $11,976	$374,400 (-3.36%) Land $75,000 Building $299,400
2024	$3,859.00 (+2.39%)
2023	$3,769.00	$15,496 Land $3,000 Building $12,496	$387,400 Land $75,000 Building $312,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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