3202 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3202 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 2017
Lot Size	0.194 acres (8,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,710 (Dec 2017)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0K-010.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0K-010.00`
Alternative APN	`95652`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,522 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,452 sqft (0.194 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	162 sqft

Location & Zoning

Account Number	95652
Street Address	3202 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK 0.193 AC
Legal Subdivision	WALNUT CREEK
Legal Block	3E-22
Legal Lot Number	3E-22
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1049
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3202 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Dec 15, 2017	Grant Deed, Construction Loan · Construction Mortgage BROOME EQUITY HOLDINGS LLC
Jul 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	201718417
Deed Book / Page	1103 / 19
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3202 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016072
Date	Sep 21, 2020
Book Page	4132/328
Instrument	2020016072

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

December 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 15, 2017
Property Address	3202 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000018417
Book / Page	001103 / 000019
Instrument Date	Dec 12, 2017
Instrument	18417
Transaction Type	Construction Loan
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3202 BRIDGEWATER ST LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	18418
Date	Dec 15, 2017
Book Page	003473/000313
Instrument	18418

Lender

Name	BROOME EQUITY HOLDINGS LLC
Address	MONROE, NC 28111-1309

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2018

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 13, 2017
Property Address	3202 BRIDGEWATER ST, LANCASTER, SC 29720-0177
Document Number	0000010111
Book / Page	001067 / 000266
Instrument Date	Jul 13, 2017
Instrument	10111
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,588.92
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5350 77 CENTER DR #100 CHARLOTTE NC 282172782, 100, CHARLOTTE, NC 28217-2782
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00 (+4.9%)	$12,609 (+15%) Land $2,440 Building $10,169	$387,600 (+41.41%) Land $75,000 Building $312,600
2024	$3,162.00 (+2.83%)
2023	$3,075.00	$10,964 Land $1,600 Building $9,364	$274,100 Land $40,000 Building $234,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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