3210 Bayflower Ave, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3210 Bayflower Ave, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2007
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2025)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	May 2023 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263229890001074G`

Property Details

APN / Parcel Number

Primary APN	`30263229890001074G`
Alternative APN	`156607`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Heated Area
Gross Area	3,320 sqft
1st Floor Area	1,960 sqft
Upper Floors Area	560 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	127 ft deep x 52 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	156607
Street Address	3210 BAYFLOWER AVE
City	HARMONY
State	FL
Zip	34773-6080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 74G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	2989
Legal Block	1
Legal Lot Number	74G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2106
Census Tract	43801

Owner

3210 Bayflower Ave is owned by an individual who bought it in April 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	151 SADDLEBROOK WAY, DELAND, FL 32724-7657
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC
Sep 9, 2019	Warranty Deed, Transfer · VA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	May 31, 2023 · Amount on File
Deed Document Number	2025042214
Deed Book / Page	6765 / 1283
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2023
Property Address	3210 BAYFLOWER AVE, HARMONY, FL 34773-6080
Document Number	0064161369
Book / Page	6416 / 1369
Map Reference	MB 19 PG 163-176
Instrument Date	May 28, 2023
Instrument	2023069748
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	MELLINGER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,408.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2735 SLASH WAY, SAINT CLOUD, FL 34771-8945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 31ST ST S, SAINT PETERSBURG, FL 33712-1419

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2019
Property Address	3210 BAYFLOWER AVE, HARMONY, FL 34773-6080
Document Number	0055852464
Book / Page	005585 / 002464
Instrument Date	Sep 6, 2019
Instrument	115669
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3210 BAYFLOWER AVE HARMONY FL 347736080, HARMONY, FL 34773-6080

Mortgage

Document Number	55852466
Date	Sep 9, 2019
Book Page	005585/002466
Instrument	115670

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3210 Bayflower Ave was $7,387.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,387.00	$355,500 Land $65,000 Building $290,500	$355,500 Land $65,000 Building $290,500
2023	$5,220.00 (+7.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$257,211 (+3%)	$361,400 (+13.15%) Land $65,000 Building $296,400
2022	$4,855.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$249,720	$319,400 Land $60,000 Building $259,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3210 Bayflower Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3210 Bayflower Ave is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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