Kern County property record for 3213 Waterloo Pl, Bakersfield, CA 93311
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,959 sqft · built 2002 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jan 2026) |
| Tax Bill | $4,745 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-074-09-00-8 |
| Primary APN | 523-074-09-00-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,959 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,959 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 523074094 |
|---|---|
| Street Address | 3213 WATERLOO PL |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93311-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5928 , BLOCK F , LOT 28 |
| Legal Subdivision | 5928 PH F |
| Legal Tract | 5928 |
| Legal Block | F |
| Legal Lot Number | 28 |
| Jurisdiction | KERN CA |
| Township / Civil Division | GREENFIELD-PANAMA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3212 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3213 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Jan 6, 2026 | Grant Deed, Transfer · Conventional Mortgage THE MORTGAGE HOUSE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2002 · Amount on Record |
| Deed Document Number | 20261887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3213 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3213 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000178211 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 221178211 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jan 6, 2026 |
| Property Address | 3213 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000001887 |
| Map Reference | MB 45 PG 193 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 226001887 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3213 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000001888 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 226001888 |
| Name | THE MORTGAGE HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Panama-Buena Vista School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $329,221 (+2%) Land $60,259 Building $268,962 | |
| 2025 | $4,745.00 (+1.89%) | $322,767 (+4.04%) Land $59,078 Building $263,689 |
| 2024 | $4,657.00 (+1.35%) | |
| 2023 | $4,595.00 (+3.96%) | $310,235 Land $56,785 Building $253,450 |
| 2022 | $4,420.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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