Kern County property record for 3201 Waterloo Pl, Bakersfield, CA 93311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,767 sqft · built 2002 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Sep 2018) |
| Tax Bill | $5,022 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-074-12-00-6 |
| Primary APN | 523-074-12-00-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,767 sqft Living Area |
| Gross Area | 2,514 sqft |
| 1st Floor Area | 1,767 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 557 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 523074128 |
|---|---|
| Street Address | 3201 WATERLOO PL |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93311-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 5928 , BLOCK F , LOT 31 |
| Legal Subdivision | 5928 PH F |
| Legal Tract | 5928 |
| Legal Block | F |
| Legal Lot Number | 31 |
| Jurisdiction | KERN CA |
| Township / Civil Division | GREENFIELD-PANAMA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3212 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Aug 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional with PMI PENNYMAC |
| Sep 14, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Sep 29, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Oct 10, 2017 | Grant Deed, Transfer · ARM BANC OF CALIFORNIA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 2018121215 |
| Last Transfer Date | Jun 10, 2019 |
| Transfer Doc | 0000109464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000153447 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 220153447 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Aug 27, 2019 |
| Property Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000199464 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 199464 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3201 WATERLOO PL BAKERSFIELD CA 933119301, BAKERSFIELD, CA 93311-9301 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000121215 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 121215 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3201 WATERLOO PL BAKERSFIELD CA 933119301, BAKERSFIELD, CA 93311-9301 |
| Document Number | 121216 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 121216 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000121214 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 121214 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3201 WATERLOO PL BAKERSFIELD CA 933119301, BAKERSFIELD, CA 93311-9301 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000130732 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 130732 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Tax | $321.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3201 WATERLOO PL BAKERSFIELD CA 933119301, BAKERSFIELD, CA 93311-9301 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Oct 10, 2017 |
| Property Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000135975 |
| Map Reference | MB45 PG193 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 0217135975 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3201 WATERLOO PL, BAKERSFIELD, CA 93311-9301 |
| Document Number | 0000135976 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 0217135976 |
| Name | BANC OF CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.8% |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Panama-Buena Vista School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $352,721 (+2%) Land $85,334 Building $267,387 | |
| 2025 | $5,022.00 (+3.23%) | $345,806 (+4.04%) Land $83,661 Building $262,145 |
| 2023 | $4,865.00 (+3.95%) | $332,379 Land $80,413 Building $251,966 |
| 2022 | $4,680.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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