Kern County property record for 3111 Waterloo Pl, Bakersfield, CA 93311
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,959 sqft · built 2002 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Oct 2020) |
| Tax Bill | $5,486 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-071-04-00-2 |
| Primary APN | 523-071-04-00-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,959 sqft Living Area |
| Gross Area | 2,534 sqft |
| 1st Floor Area | 1,959 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 523071041 |
|---|---|
| Street Address | 3111 WATERLOO PL |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93311-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 5928 , BLOCK F , LOT 4 |
| Legal Subdivision | 5928 PH F |
| Legal Tract | 5928 |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | KERN CA |
| Township / Civil Division | GREENFIELD-PANAMA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 3212 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5401 BUSINESS PARK S, 220, BAKERSFIELD, CA 93309-1661 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2020 | Grant Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GRAGG K L LIVING TRUST (LT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Dec 31, 2007 · Amount on Record |
| Deed Document Number | 2020142503 |
| Prior Transfer Date | Sep 14, 2012 |
| Prior Transfer Doc | 0000133236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Oct 1, 2020 |
| Property Address | 3111 WATERLOO PL, BAKERSFIELD, CA 93311-9300 |
| Document Number | 0000142503 |
| Map Reference | MB 45 PG 193 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 220142503 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5401 BUSINESS PARK S STE 220, 220, BAKERSFIELD, CA 93309-1661 |
| Investor | Possibly a Property Investor |
| Document Number | 0000142504 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 220142504 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3111 WATERLOO PL, BAKERSFIELD, CA 93311-9300 |
| Document Number | 0000085085 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3111 WATERLOO PL BAKERSFIELD CA 933119300, BAKERSFIELD, CA 93311-9300 |
| Document Number | 0000085085 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 85085 |
| Name | GRAGG K L LIVING TRUST (LT) |
|---|---|
| Address | 7901 CALLE ESPADA, BAKERSFIELD, CA 93309-0818 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Panama-Buena Vista School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $391,947 (+2%) Land $93,846 Building $298,101 | |
| 2025 | $5,486.00 (+3.2%) | $384,262 (+4.04%) Land $92,006 Building $292,256 |
| 2023 | $5,316.00 (+3.93%) | $369,342 Land $88,434 Building $280,908 |
| 2022 | $5,115.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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