3213 Summit Way, Dyer, IN 46311 Property Records

Lake County property record for 3213 Summit Way, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,382 sqft · built 2001
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$390,002 (Jun 2021)
Tax Bill	$5,669 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0271-0021`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0271-0021`
Alternative APNs	`45-10-24-182-010.000-034` `121402710021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,382 sqft Living Area
Gross Area	7,427 sqft
Basement Area	2,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	153 ft deep x 80 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	996 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	691 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3213 SUMMIT WAY
City	DYER
State	IN
Zip	46311-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	HIGH POINT TRAILS UNIT 2 LOT 65
Legal Subdivision	HIGH POINT TRAILS UNIT 2
Legal Lot Number	65
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1024
Census Tract	42612

Owner

3213 Summit Way is owned and occupied by an individual who bought it in June 2021.

Source: Lake County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3213 SUMMIT WAY, DYER, IN 46311-4617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jun 20, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Sep 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	2021513789
Prior Transfer Date	Dec 22, 2005
Prior Transfer Doc	0000112504
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3213 SUMMIT WAY, DYER, IN 46311-4617
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012258
Date	Mar 23, 2022
Instrument	2022-512258

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3213 SUMMIT WAY, DYER, IN 46311-4617
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 SUMMIT WAY, DYER, IN 46311-4617

Mortgage

Document Number	0000019993
Date	Jun 20, 2024
Instrument	2024-519993

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 8, 2026
Property Address	3213 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000518753
Instrument Date	Apr 28, 2026
Instrument	2026518753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3213 SUMMIT WAY, DYER, IN 46311-4617

Mortgage

Document Number	0000518753,
Date	May 8, 2026
Instrument	2026518753

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 4, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 17, 2021
Property Address	3213 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000013789
Map Reference	MB 34 PG 7
Instrument Date	Jun 10, 2021
Instrument	2021-513789
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3213 SUMMIT WAY, DYER, IN 46311-4617

Mortgage

Document Number	0000013790
Date	Jun 17, 2021
Instrument	2021-513790

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Sep 28, 2017
Property Address	3213 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000066128
Map Reference	MB84 PG7
Instrument Date	Sep 18, 2017
Instrument	2017 066128
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 SUMMIT WAY, DYER, IN 46311-4617

Mortgage

Document Number	0000066129
Date	Sep 28, 2017
Instrument	2017 066129

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$512,900 Land $75,900 Building $437,000	$512,900 Land $75,900 Building $437,000
2024	$5,669.00
2023		$478,200 (+0.99%) Land $75,900 Building $402,300	$478,200 (+0.99%) Land $75,900 Building $402,300
2022	$5,798.00 Homeowner's exemption	$473,500 Land $61,500 Building $412,000	$473,500 Land $61,500 Building $412,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3213 Summit Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3213 Summit Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Way

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