3189 Summit Way, Dyer, IN 46311 Property Records

Lake County property record for 3189 Summit Way, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 4,348 sqft · built 2000
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on Record
Tax Bill	$9,131 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0271-0023`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0271-0023`
Alternative APNs	`45-10-24-182-012.000-034` `121402710023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	4,348 sqft Living Area
Gross Area	7,050 sqft
1st Floor Area	2,174 sqft
Basement Area	2,174 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3189 SUMMIT WAY
City	DYER
State	IN
Zip	46311-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HIGH POINT TRAILS UNIT 2 LOT 67
Legal Subdivision	HIGH POINT TRAILS UNIT 2
Legal Lot Number	67
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1024
Census Tract	42612

Owner

Source: Lake County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3189 SUMMIT WAY, DYER, IN 46311-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Jul 30, 2026	Affidavit, Transfer
Jul 30, 2026	Affidavit, Transfer
Oct 17, 2022	Deed, Transfer
May 20, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Deed Document Number	202236079
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0000021312
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Sep 16, 2026
Property Address	3189 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000539434
Instrument Date	Sep 8, 2026
Instrument	2026539434
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SUMMIT WAY, DYER, IN 46311-4617

Mortgage

Document Number	0000539434,
Date	Sep 16, 2026
Instrument	2026539434

Lender

Name	CENTIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2026
Property Address	3189 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000017636
Instrument Date	Jul 23, 2026
Instrument	202617636
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 OAKWOOD AVE, HAMMOND, IN 46324-1420

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2026
Property Address	3189 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000017637
Instrument Date	Jul 23, 2026
Instrument	202617637
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SUMMIT WAY, DYER, IN 46311-4617

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Oct 17, 2022
Property Address	3189 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000036079
Map Reference	MB 84 PG 7
Instrument Date	Aug 19, 2022
Instrument	2022-036079
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SUMMIT WAY, DYER, IN 46311-4617

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 20, 2022
Property Address	3189 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000021312
Map Reference	MB 84 PG 7
Instrument Date	May 17, 2022
Instrument	2022-521312
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SUMMIT WAY, DYER, IN 46311-4617

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,600 (+6.86%) Land $96,700 Building $348,900	$445,600 (+6.86%) Land $96,700 Building $348,900
2024	$9,131.00 (+83.46%)
2023		$417,000 (+2.68%) Land $96,700 Building $320,300	$417,000 (+2.68%) Land $96,700 Building $320,300
2022	$4,977.00 Homeowner's exemption	$406,100 Land $78,300 Building $327,800	$406,100 Land $78,300 Building $327,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Way

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