3203 Summit Way, Dyer, IN 46311 Property Records

Lake County property record for 3203 Summit Way, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,134 sqft · built 1999
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,002 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0271-0022`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0271-0022`
Alternative APNs	`45-10-24-182-011.000-034` `121402710022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
Basement Area	1,134 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	448 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0271-0022
Old Parcel Number	121402710022
Street Address	3203 SUMMIT WAY
City	DYER
State	IN
Zip	46311-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HIGH POINT TRAILS UNIT 2 LOT 66
Legal Subdivision	HIGH POINT TRAILS 02
Legal Lot Number	66
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1024
Census Tract	42612

Owner

3203 Summit Way is owned and occupied by two individuals.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3203 SUMMIT WAY, DYER, IN 46311-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit OLD PLANK TRAIL COMMUNITY BANK NA
Jul 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3203 SUMMIT WAY, DYER, IN 46311-4617
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000509
Date	Jan 4, 2024
Instrument	2024-500509

Lender

Name	OLD PLANK TRAIL COMMUNITY BANK NA
Type	Bank
Address	MOKENA, IL 60448

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Nov 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3203 SUMMIT WAY, DYER, IN 46311-4617
Document Number	0000048312
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3203 SUMMIT WAY DYER IN 463114617, DYER, IN 46311-4617

Mortgage

Document Number	0000048312
Date	Jul 31, 2019
Instrument	48312

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,600 Land $72,500 Building $299,100	$371,600 Land $72,500 Building $299,100
2024	$4,002.00
2023		$350,700 (+2.04%) Land $72,500 Building $278,200	$350,700 (+2.04%) Land $72,500 Building $278,200
2022	$4,182.00 Homeowner's exemption	$343,700 Land $58,700 Building $285,000	$343,700 Land $58,700 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Summit Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Summit Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Way

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