32121 E Commercial St, Carnation, WA 98014 Property Records

King County property record for 32121 E Commercial St, Carnation, WA 98014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 660 sqft · built 1947
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jun 2019)
Tax Bill	$4,277 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`865830-1935`

Property Details

APN / Parcel Number

Primary APN	`865830-1935`
Alternative APN	`865830193500`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	6,900 sqft (0.158 acres)
Porch	Open Porch
Porch Area	505 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	865830193500
Street Address	32121 W COMMERCIAL ST
City	CARNATION
State	WA
Zip	98014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TOLT TOWNSITE COS PLAT OF TOLT
Legal Range	07
Legal Township	25
Legal Section	16
Legal Subdivision	TOLT TOWNSITE COS PLAT OF TOLT
Legal Block	14
Legal Lot Number	15
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	3
Census Block	3054
Census Tract	32500

Owner

32121 E Commercial St is owned by two individuals who bought it in June 2019.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32121 E COMMERCIAL ST, CARNATION, WA 98014-5105
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	Dec 21, 1993 · Amount on File
Deed Document Number	20191207
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	0000001043
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32121 E COMMERCIAL ST, CARNATION, WA 98014-5105
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001602
Date	Jan 12, 2022
Instrument	20220112001602

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32121 E COMMERCIAL ST, CARNATION, WA 98014-5105
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001900
Date	Mar 26, 2021
Instrument	20210326001900

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32121 E COMMERCIAL ST, CARNATION, WA 98014-5105
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000878
Date	Dec 22, 2020
Instrument	20201222000878

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 6, 2019
Property Address	32121 E COMMERCIAL ST, CARNATION, WA 98014-5105
Document Number	0000001207
Instrument Date	May 29, 2019
Instrument	201906061207
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 1132 CARNATION WA 980141132, CARNATION, WA 98014-1132

Mortgage

Document Number	1208
Date	Jun 6, 2019
Instrument	201906061208

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 32121 E Commercial St was $4,277.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Carnation City
Unified School District	Riverview School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,277.00
2025		$478,000 (+9.38%) Land $231,000 Building $247,000	$478,000 (+9.38%) Land $231,000 Building $247,000
2024	$3,924.00	$437,000 Land $210,000 Building $227,000	$437,000 Land $210,000 Building $227,000
2022	$3,962.00	$475,000 Land $224,000 Building $251,000	$475,000 Land $224,000 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32121 E Commercial St in Zone X, an area of moderate flood risk, though there have been 55 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	55 (1990–2025)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32121 E Commercial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARNATION WATER SYSTEM serves 2,400 people · EPA ID WA5311200
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Commercial St

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