3212 Needlegrass Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3212 Needlegrass Ln, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,288 sqft · built 2013
Lot Size0.192 acres (8,407 sqft)
OwnerIndividual Name on File
Tax Bill$6,561 (2025)
Flood ZoneZone X (minimal risk)
APN3026323292000110D2

Property Details

APN / Parcel Number

Primary APN3026323292000110D2
Alternative APN
  • 162835

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,288 sqft Heated Area
Gross Area3,491 sqft
1st Floor Area1,545 sqft
Upper Floors Area743 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,407 sqft (0.192 acres)
Garage TypeFinished
Garage Area590 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area613 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number162835
Street Address3212 NEEDLEGRASS LN
CityHARMONY
StateFL
Zip34773-6090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 10-D2
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHDS D-2 & E
Legal Tract3292
Legal Block1
Legal Lot Number10
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

3212 Needlegrass Ln is owned and occupied by an individual who acquired it in October 2020.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3212 NEEDLEGRASS LN, HARMONY, FL 34773-6090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2020
Deed SaleOct 7, 2020
Deed Document Number0005809317
Deed Book / Page4345 / 0779
Prior Transfer DateNov 1, 2012
Prior Transfer Doc2012161063
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3212 Needlegrass Ln was $6,561 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,561.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$288,523$417,500 Land $120,800 Building $296,700
2023$6,186.00 (+4.58%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$272,226 (+3%)$426,600 (+29.86%) Land $120,800 Building $305,800
2022$5,915.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$264,298$328,500 Land $84,000 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3212 Needlegrass Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3212 Needlegrass Ln is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on Needlegrass Ln

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