3208 Needlegrass Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3208 Needlegrass Ln, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	2,550 sqft Heated Area
Lot Size	6,273 sqft (0.144 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2017)
Tax Bill	$6,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3026323292000108D2`
Alternative APN	`162833`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,550 sqft Heated Area
Gross Area	3,332 sqft Gross Area
1st Floor	1,206 sqft 1st Floor
Upper Floors	1,344 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,273 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	256 sqft Patio
Porch	Finished/Screened Porch
Porch Area	362 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	162833
Street Address	3208 NEEDLEGRASS LN
City	HARMONY
State	FL
Zip	34773-6090
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 8-D2
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS D-2 & E
Legal Tract	3292
Legal Block	1
Legal Lot Number	8D
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 3026323292000108D2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3208 NEEDLEGRASS LN, HARMONY, FL 34773-6090
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2017 · Amount on Record
Deed Sale	Dec 07, 2017 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Doc Number	2017173983
Deed Book / Page	5249 / 2898
Record Refreshed	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 07, 2017
Property Address	3208 NEEDLEGRASS LN, HARMONY, FL 34773-6090
Document Number	0052492898
Book / Page	005249 / 002898
Instrument Date	Dec 06, 2017
Instrument	173983
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 NEEDLEGRASS LN HARMONY FL 347736090, HARMONY, FL 34773-6090

Mortgage

Document Number	52492899
Date	Dec 07, 2017
Book Page	005249/002899
Instrument	173984

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	Dec 06, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,788.00 (+5.81%) Homeowner's exemption	$287,838 (+5.99%)	$387,300 (-0.56%) Land $80,800 Building $306,500
2023	$6,415.00 (+6.63%) Homeowner's exemption	$271,579 (+4.85%)	$389,500 (+22.91%) Land $73,500 Building $316,000
2022	$6,016.00 Homeowner's exemption	$259,009	$316,900 Land $68,000 Building $248,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	About 1 in 199 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.