3204 Needlegrass Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3204 Needlegrass Ln, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,746 sqft Heated Area
Lot Size12,110 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$512,000 (2022)
Tax Bill$7,855.00 (2025)

Property Details

APN / Parcel Number

Primary APN3026323292000106D2
Alternative APN
  • 162831

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,746 sqft Heated Area
Gross Area3,922 sqft Gross Area
1st Floor1,300 sqft 1st Floor
Upper Floors1,446 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,110 sqft (0.278 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area715 sqft Garage
PorchFinished/Screened Porch
Porch Area460 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number162831
Street Address3204 NEEDLEGRASS LN
CityHARMONY
StateFL
Zip34773-6090
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 6-D2
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHDS D-2 & E
Legal Tract3292
Legal Block1
Legal Lot Number6D
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 3026323292000106D2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3204 NEEDLEGRASS LN, HARMONY, FL 34773-6090
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Warranty Deed, Transfer · Conventional Mortgage
TOMO MORTGAGE LLC
Jun 22, 2022Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Prior SaleJun 22, 2022 · Amount on Record
Deed Doc Number2022161857
Deed Book / Page6310 / 1555
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 03, 2022
Property Address3204 NEEDLEGRASS LN, HARMONY, FL 34773-6090
Document Number0063101555
Book / Page6310 / 1555
Map ReferenceMB 21 PG 36-40
Instrument DateOct 28, 2022
Instrument2022161857
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,584.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4L0 N SCOTTSDALC RD STE 16001600, 4L0, TEMPE, AZ 85281

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 NEEDLEGRASS LN, HARMONY, FL 34773-6090

Mortgage

Document Number0063101557
DateNov 03, 2022
Instrument6310/1557
Lender
NameTOMO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 22, 2022
Property Address3204 NEEDLEGRASS LN, HARMONY, FL 34773-6090
Document Number0062380381
Book / Page6238 / 381
Map ReferenceMB 2 PG 36-40
Instrument DateJun 18, 2022
Instrument2022097698
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,846.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6008 ALLIGATOR LAKE SHR W, MAGNOLIA SQUARE, FL 34771-7318

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,855.00 (+5.73%) Homeowner's exemption$364,848 (+5.99%)$473,500 (-6.16%) Land $120,800 Building $352,700
2023$7,429.00 (+17.85%) Homeowner's exemption$344,239 (+23.12%)$504,600 (+22.12%) Land $73,500 Building $431,100
2022$6,304.00 Homeowner's exemption$279,606$413,200 Land $68,000 Building $345,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire LikelihoodAbout 1 in 199 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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