Monroe County property record for 3210 Trout Camp Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,944 sqft · built 2006 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,158 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-300-009-000 |
| Primary APN | 07-28-300-009-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 119,354 sqft (2.74 acres) |
| Garage Area | 672 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 740 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3210 TROUT CAMP RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART NW SW |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 28 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 600402 |
3210 Trout Camp Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3210 TROUT CAMP RD, WATERLOO, IL 62298-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3210 TROUT CAMP RD, WATERLOO, IL 62298-4906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TOWN & COUNTRY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000412591 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 412591 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3210 Trout Camp Rd was $7,158, down 0.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,158.00 (-0.67%) Homeowner's exemption | $125,250 Land $19,810 Building $105,440 | $375,750 Land $59,430 Building $316,320 |
| 2024 | $7,206.00 | ||
| 2022 | Additional exemption filed | $123,100 Land $19,810 Building $103,290 | $369,300 Land $59,430 Building $309,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3210 Trout Camp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3210 Trout Camp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
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