Monroe County property record for 3222 Trout Camp Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,786 sqft · built 2007 |
| Lot Size | 7.58 acres (330,185 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,880 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-300-010-000 |
| Primary APN | 07-28-300-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,786 sqft Living Area |
| 1st Floor Area | 2,786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 330,185 sqft (7.58 acres) |
| Garage Area | 720 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,760 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 410 sqft |
| Deck Area | 253 sqft |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3222 TROUT CAMP RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART NW SW |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 28 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 600402 |
3222 Trout Camp Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3222 TROUT CAMP RD, WATERLOO, IL 62298-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3222 TROUT CAMP RD, WATERLOO, IL 62298-4906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000398740 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 398740 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3222 Trout Camp Rd was $9,880, down 0.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,880.00 (-0.7%) Homeowner's exemption | $170,680 Land $27,980 Building $142,700 | $512,040 Land $83,940 Building $428,100 |
| 2024 | $9,950.00 | ||
| 2022 | Additional exemption filed | $166,350 Land $27,980 Building $138,370 | $499,050 Land $83,940 Building $415,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3222 Trout Camp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3222 Trout Camp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
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