Monroe County property record for 3121 Trout Camp Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 832 sqft · built 1922 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-200-002-000 |
| Primary APN | 07-29-200-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 832 sqft Building Perimeter |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3121 TROUT CAMP RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 NE/4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 29 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600402 |
3121 Trout Camp Rd, a single family home, is owned by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2155, SAINT LOUIS, MO 63158-0155 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3121 TROUT CAMP RD, WATERLOO, IL 62298-4905 |
| Document Number | 0000390448 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 3121 TROUT CAMP RD WATERLOO IL 622984905, WATERLOO, IL 62298-4905 |
| Document Number | 0000390448 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 390448 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 3121 Trout Camp Rd was $4,169, up 0.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,169.00 (+0.51%) | $69,600 Land $19,400 Building $50,200 | $208,800 Land $58,200 Building $150,600 |
| 2024 | $4,148.00 | ||
| 2022 | $59,000 Land $19,400 Building $39,600 | $177,000 Land $58,200 Building $118,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3121 Trout Camp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3121 Trout Camp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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