3210 Macgregor Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3210 Macgregor Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,336 sqft · built 1979
Lot Size0.168 acres (7,314 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Mar 2003)
Tax Bill$1,810 (2025)
Deeds & MortgagesOct 2019 Reverse Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-758-3590-0

Property Details

APN / Parcel Number

Primary APNC62-000-758-3590-0
Alternative APNs
  • 05-28-16-38901-000-0020
  • 281605389010000020
  • 162805389010000020
  • R42585

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,336 sqft Living Area
Gross Area2,096 sqft
1st Floor Area1,336 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,314 sqft (0.168 acres)
Lot Dimensions106 ft deep x 69 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area260 sqft
Deck Area230 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR42585
Street Address3210 MACGREGOR DR
CityPALM HARBOR
StateFL
Zip34684-2346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT ELEVEN LOT 2
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES UNIT ELEVEN
Legal Tract38901
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2004
Census Tract27331

Owner

Source: Pinellas County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3210 MACGREGOR DR, PALM HARBOR, FL 34684-2346
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Reverse Mortgage
ADVISORS MORTGAGE GROUP LLC
Oct 7, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 6, 2018Loan Modification, Mortgage · Conventional Mortgage
PRETIUM MTG ACQUISITION T (CT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2003 · Amount on Record
Deed SaleMar 3, 2003 · Amount on Record
Prior SaleDec 31, 1998 · Amount on Record
Deed Book / Page12571 / 688
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3210 MACGREGOR DR, PALM HARBOR, FL 34684-2346
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207320642
DateOct 15, 2019
Book Page20732/0642
Instrument2019331403
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term830 Months
DueNov 30, 2088
Interest
Rate TypeAdjustable Rate
Rate3.54%
Type Change DateNov 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR
Margin2

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3210 MACGREGOR DR, PALM HARBOR, FL 34684-2346
Document Number0207320657
Instrument DateOct 7, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3210 MACGREGOR DR PALM HARBOR FL 346842346, PALM HARBOR, FL 34684-2346

Mortgage

Document Number0207320657
DateOct 15, 2019
Book Page020732/000657
Instrument331404
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term828 Months
DueOct 14, 2088
Interest
Rate TypeAdjustable Rate
Rate3.54%

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address3210 MACGREGOR DR, PALM HARBOR, FL 34684-2346
Document Number0203740522
Instrument DateDec 6, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3210 MACGREGOR DR PALM HARBOR FL 346842346, PALM HARBOR, FL 34684-2346

Mortgage

Document Number0203740522
DateDec 20, 2018
Book Page020374/000522
Instrument403893
Lender
NamePRETIUM MTG ACQUISITION T (CT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,810.00 (+7.04%) Homeowner's exemption Widower's exemption$137,399 (+5.99%)$332,686 (+13.69%) Land $90,623 Building $242,063
2024$1,691.00 (+2.61%)
2023$1,648.00 (-1.02%) Homeowner's exemption Widower's exemption$129,638 (+3%)$292,633 (+4.58%) Land $111,775 Building $180,858
2022$1,665.00 Homeowner's exemption Widower's exemption$125,862$279,804 Land $138,254 Building $141,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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