3223 Macgregor Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3223 Macgregor Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,665 sqft · built 1980
Lot Size0.194 acres (8,494 sqft)
OwnerIndividual Name on Record
Last Sale$198,000 (Aug 2007)
Tax Bill$2,008 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-3674-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-3674-2
Alternative APNs
  • 05-28-16-38902-000-0690
  • 162805389020000690
  • R42669

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,665 sqft Heated Area
1st Floor Area1,665 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,494 sqft (0.194 acres)
Lot Dimensions105 ft deep x 82 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area235 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR42669
Old Parcel Number162805389020000690
Street Address3223 MACGREGOR DR
CityPALM HARBOR
StateFL
Zip34684-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND LAKES UNIT 12 LOT 69
Legal Range16
Legal Township28
Legal Section05
Legal SubdivisionHIGHLAND LAKES UNIT 12
Legal Lot Number69
Legal Unit12
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1002
Census Tract27316

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3223 MACGREGOR DR, PALM HARBOR, FL 34684-2347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2007 · Amount on Record
Deed SaleAug 15, 2007 · Amount on Record
Prior SaleJul 1, 1996 · Amount on Record
Deed Document Number2007271591
Deed Book / Page15936 / 393
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3223 MACGREGOR DR, PALM HARBOR, FL 34684-2347
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220850581
DateJun 2, 2022
Book Page22085/581
Instrument2022172882
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3223 MACGREGOR DR, PALM HARBOR, FL 34684-2347
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0208771938
DateFeb 10, 2020
Book Page20877/1938
Instrument2020044892
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2035

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,008.00 (+9.43%) Homeowner's exemption Widower's exemption$148,398 (+5.99%)$366,731 (+14.13%) Land $105,550 Building $261,181
2023$1,835.00 (-0.65%) Homeowner's exemption Disabled Person's exemption$140,016 (+3%)$321,325 (+3.34%) Land $130,089 Building $191,236
2022$1,847.00 Homeowner's exemption Disabled Person's exemption$135,938$310,930 Land $161,199 Building $149,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Macgregor Dr

Nearby Streets

Search Property Records by Address or Parcel Number