Pinellas County property record for 3204 Macgregor Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,336 sqft · built 1979 |
| Lot Size | 0.167 acres (7,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2019) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-3592-6 |
| Primary APN | C62-000-758-3592-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,336 sqft Heated Area |
| 1st Floor Area | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,314 sqft (0.167 acres) |
| Lot Dimensions | 106 ft deep x 69 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R42587 |
|---|---|
| Old Parcel Number | 162805389010000040 |
| Street Address | 3204 MACGREGOR DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND LAKES UNIT ELEVEN LOT 4 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Subdivision | HIGHLAND LAKES UNIT ELEVEN |
| Legal Lot Number | 4 |
| Legal Unit | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 27331 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3204 MACGREGOR DR, PALM HARBOR, FL 34684-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 21, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2016 · Amount on Record |
| Deed Document Number | 2019338464 |
| Deed Book / Page | 20739 / 0850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3204 MACGREGOR DR, PALM HARBOR, FL 34684-2346 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3204 MACGREGOR DR, PALM HARBOR, FL 34684-2346 |
| Document Number | 0227950605 |
|---|---|
| Date | May 9, 2024 |
| Book Page | 22795/605 |
| Instrument | 2024119568 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 21, 2019 |
| Property Address | 3204 MACGREGOR DR, PALM HARBOR, FL 34684-2346 |
| Document Number | 0207390850 |
| Book / Page | 020739 / 000850 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 338464 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3204 MACGREGOR DR PALM HARBOR FL 346842346, PALM HARBOR, FL 34684-2346 |
| Document Number | 207390851 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 020739/000851 |
| Instrument | 338465 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,518.00 (+7.98%) Homeowner's exemption | $227,017 (+5.99%) | $319,267 (+14.11%) Land $91,211 Building $228,056 |
| 2023 | $3,258.00 (+3.13%) Homeowner's exemption | $214,193 (+3%) | $279,780 (+3.32%) Land $112,500 Building $167,280 |
| 2022 | $3,159.00 Homeowner's exemption | $207,954 | $270,783 Land $138,764 Building $132,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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