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321 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 321 W Summit St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details2,602 sqft · built 1950
Lot Size0.437 acres (19,049 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Apr 2011)
Tax Bill$16,769 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-00138-0000-00018

Property Details

APN / Parcel Number

Primary APN18-00138-0000-00018
Alternative APN
  • 180013800018

Interior

Stories1 Story
Building Area2,602 sqft Living Area
1st Floor Area2,602 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeBrick
Lot Area19,049 sqft (0.437 acres)
Lot Dimensions150 ft deep x 127 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address321 W SUMMIT ST
CitySOMERVILLE
StateNJ
Zip08876-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSOMERVILLE
Legal Block138
Legal Lot Number18
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2004
Census Tract50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 W SUMMIT ST, SOMERVILLE, NJ 08876-1439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2011 · Amount on Record
Deed SaleApr 19, 2011 · Amount on Record
Prior SaleMar 31, 1999 · Amount on Record
Deed Document Number201118556
Deed Book / Page6416 / 2473
Last Transfer DateJan 20, 2012
Transfer Doc0000005306
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address321 W SUMMIT ST, SOMERVILLE, NJ 08876-1439
Document Number0000022814
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 W SUMMIT ST SOMERVILLE NJ 088761439, SOMERVILLE, NJ 08876-1439

Mortgage

Document Number0000022814
DateJun 3, 2020
Book Page007216/000081
Instrument22814
Lender
NameGARDEN ST HM LNS INC
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 2, 2035

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,700 (+0.39%) Land $164,800 Building $247,900$412,700 (+0.39%) Land $164,800 Building $247,900
2025$16,769.00 (+3.19%)$411,100 (+6.23%) Land $164,800 Building $246,300$411,100 (+6.23%) Land $164,800 Building $246,300
2024$16,250.00 (+11.65%)
2023$387,000 Land $164,800 Building $222,200$387,000 Land $164,800 Building $222,200
2022$14,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (1996–2021)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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