293 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 293 W Summit St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,899 sqft · built 1928
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,500 (Dec 2021)
Tax Bill	$18,351 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00138-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-00138-0000-00002`
Alternative APN	`180013800002`

Interior

Stories	2 Stories
Building Area	2,899 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	293 W SUMMIT ST
City	SOMERVILLE
State	NJ
Zip	08876-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	138
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2004
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 W SUMMIT ST, SOMERVILLE, NJ 08876-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Jan 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Nov 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Apr 29, 2002 · Amount on Record
Deed Document Number	202169742
Deed Book / Page	7405 / 2818
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 1, 2021
Property Address	293 W SUMMIT ST, SOMERVILLE, NJ 08876-1439
Document Number	0000069742
Book / Page	7405 / 2818
Instrument Date	Nov 23, 2021
Instrument	2021069742
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,508.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1364 JENKS PL, 1364, FARMINGTON, NY 14425-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 W SUMMIT ST, SOMERVILLE, NJ 08876-1439

Mortgage

Document Number	0000069743
Date	Dec 1, 2021
Instrument	2021069743

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	293 W SUMMIT ST, SOMERVILLE, NJ 08876-1439
Document Number	0000003184
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	293 W SUMMIT ST SOMERVILLE NJ 088761439, SOMERVILLE, NJ 08876-1439

Mortgage

Document Number	0000003184
Date	Jan 22, 2020
Book Page	007183/003149
Instrument	3184

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	293 W SUMMIT ST, SOMERVILLE, NJ 08876-1439
Document Number	0000044782
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	293 W SUMMIT ST SOMERVILLE NJ 088761439, SOMERVILLE, NJ 08876-1439

Mortgage

Document Number	0000044782
Date	Dec 4, 2018
Book Page	007086/003013
Instrument	44782

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 3, 2038

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,900 (-) Land $154,400 Building $295,500	$449,900 (-) Land $154,400 Building $295,500
2025	$18,351.00 (+3.19%)	$449,900 (-) Land $154,400 Building $295,500	$449,900 (-) Land $154,400 Building $295,500
2024	$17,784.00 (+5.11%)
2023		$449,900 Land $154,400 Building $295,500	$449,900 Land $154,400 Building $295,500
2022	$16,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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