310 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 310 W Summit St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	5,045 sqft · built 1890
Lot Size	0.985 acres (42,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$642,500 (Sep 2014)
Tax Bill	$26,167 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00140-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`18-00140-0000-00001-01`
Alternative APN	`18001400000000010001`

Interior

Stories	2 Stories
Building Area	5,045 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	42,898 sqft (0.985 acres)
Lot Dimensions	260 ft deep x 165 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	310 W SUMMIT ST
City	SOMERVILLE
State	NJ
Zip	08876-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND/SOMERVILLE
Legal Block	140
Legal Lot Number	1.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2003
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 W SUMMIT ST, SOMERVILLE, NJ 08876-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2014 · Amount on Record
Deed Sale	Sep 3, 2014 · Amount on Record
Prior Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	201433000
Deed Book / Page	6740 / 514
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	310 W SUMMIT ST, SOMERVILLE, NJ 08876-1440
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013045
Date	Mar 30, 2022
Book Page	7434/2019
Instrument	2022013045

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	310 W SUMMIT ST, SOMERVILLE, NJ 08876-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARDIAN SETMNT AGENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034145
Date	Sep 12, 2019
Book Page	7150/2001
Instrument	2019034145

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,500 (-) Land $218,500 Building $423,000	$641,500 (-) Land $218,500 Building $423,000
2025	$26,167.00 (+3.19%)	$641,500 (-) Land $218,500 Building $423,000	$641,500 (-) Land $218,500 Building $423,000
2024	$25,358.00 (+5.11%)
2023		$641,500 Land $218,500 Building $423,000	$641,500 Land $218,500 Building $423,000
2022	$24,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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