Santa Cruz County property record for 321 Valencia Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,874 sqft Living Area |
| Lot Size | 15,812 sqft (0.363 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,405,000 (2025) |
| Tax Bill | $17,147.00 (2025) |
| Primary APN | 041-081-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 3,315 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,812 sqft (0.363 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Deck Area | Deck Area |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 321 VALENCIA RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9761 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | FOREST GLEN 03 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 041-081-27
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 03, 2025 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 20, 2021 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2025 · Amount on Record |
| Deed Sale | Nov 03, 2025 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Doc Number | 202523528 |
| Prior Transfer Date | Aug 10, 2013 |
| Prior Transfer Doc | 0000042911 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Document Number | 0000022064 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023-0022064 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | APTOS, CA 95003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 03, 2025 |
| Property Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Document Number | 0000023528 |
| Map Reference | MB 23 PG 11 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025-0023528 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,545.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Document Number | 0000023529 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025-0023529 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2021 |
| Property Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Document Number | 0000043524 |
| Map Reference | VOL 23 PG 11 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-0043524 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,534.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Document Number | 0000043525 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-0043525 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 VALENCIA RD, APTOS, CA 95003-9761 |
| Document Number | 0000004419 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-0004419 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,405,000 (-5.09%) Land $800,000 Building $605,000 | ||
| 2025 | $17,147.00 (+9.27%) Homeowner's exemption | $1,480,385 (+4.04%) Land $962,250 Building $518,135 | |
| 2023 | $15,693.00 (+1.8%) Homeowner's exemption | $1,422,900 Land $924,885 Building $498,015 | |
| 2022 | $15,416.00 | ||
| 2021 | $1,224,900 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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