231 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 231 Valencia Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1963
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (May 2022)
Tax Bill	$15,347 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-072-04`

Property Details

APN / Parcel Number

Primary APN	`041-072-04`
Alternative APN	`041-072-04-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,456 sqft Living Area
Gross Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	11,151 sqft (0.256 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	231 VALENCIA RD
City	APTOS
State	CA
Zip	95003-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB #3 FORREST GLEN LOT 000003 MAP 000023 00011
Legal Subdivision	FORREST GLEN 03
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 041-072-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	231 VALENCIA RD, APTOS, CA 95003-9589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Oct 26, 1999 · Amount on Record
Deed Document Number	202216614
Prior Transfer Date	Jul 06, 2007
Prior Transfer Doc	0000038927
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 27, 2022
Property Address	231 VALENCIA RD, APTOS, CA 95003-9589
Document Number	0000016614
Map Reference	VOL 23 PG 11
Instrument Date	May 26, 2022
Instrument	2022-0016614
Transaction Type	Transfer
Record Updated	Jun 08, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	231 VALENCIA RD, APTOS, CA 95003-9589

Mortgage

Document Number	0000016615
Date	May 27, 2022
Instrument	2022-0016615

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,347,628 (+2%) Land $1,082,432 Building $265,196
2025	$15,347.00 (+9.32%) Homeowner's exemption	$1,321,204 (+4.04%) Land $1,061,208 Building $259,996
2023	$14,038.00 (+185.62%) Homeowner's exemption	$1,269,900 Land $1,020,000 Building $249,900	$1,093,590
2022	$4,915.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.