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  5. Valencia Rd

531 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 531 Valencia Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 1929
Lot Size0.606 acres (26,397 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Jul 2013)
Tax Bill$9,768 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN041-092-25

Property Details

APN / Parcel Number

Primary APN041-092-25
Alternative APN
  • 041-092-25-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,700 sqft Living Area
Gross Area2,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area26,397 sqft (0.606 acres)
TerrainSteep
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area331 sqft
Patio Area331 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address531 VALENCIA RD
CityAPTOS
StateCA
Zip95003-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionLOT 67 -70
Legal SubdivisionFOREST GLEN 01
Legal Lot Number70
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1023
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address531 VALENCIA RD, APTOS, CA 95003-9761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2013 · Amount on Record
Deed SaleJul 3, 2013 · Amount on Record
Prior SaleDec 6, 1996 · Amount on Record
Deed Document Number201333548
Prior Transfer DateAug 12, 1997
Prior Transfer Doc0000039128
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address531 VALENCIA RD, APTOS, CA 95003-9761
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 VALENCIA RD, APTOS, CA 95003-9761

Mortgage

Document Number0000056047
DateNov 12, 2021
Instrument2021-0056047
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$712,716 (+2%) Land $427,630 Building $285,086
2025$9,768.00 (+9.37%)$698,742 (+4.04%) Land $419,246 Building $279,496
2023$8,931.00 (+2.36%)$671,610 Land $402,966 Building $268,644$806,490
2022$8,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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