321 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 321 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 2003
Lot Size	0.209 acres (9,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2014)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7638-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7638-2`
Alternative APNs	`00-2S-22-0981-0000-0080` `22S200098100000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	2,945 sqft
1st Floor Area	2,124 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,082 sqft (0.209 acres)
Garage Type	Attached
Garage Area	470 sqft
Porch	Finished/Open Porch
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH III LOT 8
Legal Subdivision	EMERALD LAKES
Legal Phase	3
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 TEQUESTA DR, DESTIN, FL 32541-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2014 · Amount on Record
Deed Sale	Jul 10, 2014 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	20142938236
Deed Book / Page	3155 / 1199
Last Transfer Date	Dec 21, 2023
Transfer Doc	0003664309
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 2, 2024
Property Address	321 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number	0003664309
Map Reference	MB 19 PG 5&6
Instrument Date	Dec 21, 2023
Instrument	3664309
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 TEQUESTA DR, DESTIN, FL 32541-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TEQUESTA DR, DESTIN, FL 32541-5715

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00 (+3.7%)	$314,151 (+5.99%)	$453,256 (-6.17%) Land $103,728 Building $349,528
2023	$2,703.00 (+2.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,405 (+3%)	$483,044 (+7.87%) Land $94,118 Building $388,926
2022	$2,638.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,772	$447,805 Land $81,488 Building $366,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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