325 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 325 Tequesta Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,405 sqft · built 2004
Lot Size0.206 acres (8,983 sqft)
Owner2 Company Names on Record
Last Sale$634,000 (Sep 2005)
Tax Bill$3,189 (2025)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-589-7640-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-7640-8
Alternative APNs
  • 00-2S-22-0981-0000-0100
  • 22S200098100000100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,405 sqft Living Area
Gross Area3,079 sqft
1st Floor Area2,405 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,983 sqft (0.206 acres)
Garage TypeAttached
Garage Area504 sqft
PorchSlab
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address325 TEQUESTA DR
CityDESTIN
StateFL
Zip32541-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES PH III LOT 10
Legal SubdivisionEMERALD LAKES
Legal Phase3
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23308

Owner

Source: Okaloosa County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address325 TEQUESTA DR, DESTIN, FL 32541-5715
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2005 · Amount on Record
Deed SaleSep 22, 2005 · Amount on Record
Prior SaleMar 24, 2004 · Amount on Record
Deed Document Number20052263711
Deed Book / Page2653 / 1941
Record UpdatedOct 29, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address325 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number0032834588
Book / Page003283 / 004588
Instrument DateDec 8, 2016
Transaction TypeMortgage
Record UpdatedFeb 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address329 TEQUESTA DR DESTIN FL 325413747, DESTIN, FL 32541-3747

Mortgage

Document Number0032834588
DateJan 18, 2017
Book Page003283/004588
Instrument3112670
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressSANTA ROSA BEACH, FL 32459
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 17, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,189.00 (+5.56%) Homeowner's exemption Veteran's exemption$345,850 (+5.99%)$588,378 (-5.06%) Land $103,728 Building $484,650
2023$3,021.00 (+2.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$326,314 (+3%)$619,721 (+18.2%) Land $94,118 Building $525,603
2022$2,949.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$316,810$524,296 Land $81,488 Building $442,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2004)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Wildstar Networks.

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