314 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 314 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,411 sqft · built 2003
Lot Size	0.183 acres (7,987 sqft)
Owner	Individual Name on File
Last Sale	$634,500 (Mar 2024)
Tax Bill	$5,095 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7653-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7653-1`
Alternative APNs	`00-2S-22-0981-0000-0230` `22S200098100000230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,411 sqft Living Area
Gross Area	3,397 sqft
1st Floor Area	1,237 sqft
Upper Floors Area	1,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,987 sqft (0.183 acres)
Garage Type	Attached
Garage Area	525 sqft
Driveway	Driveway
Porch	Screened/Unfinished Porch
Porch Area	461 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH III LOT 23
Legal Subdivision	EMERALD LAKES
Legal Phase	3
Legal Lot Number	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

314 Tequesta Dr is owned by an individual who bought it in March 2024.

Source: Okaloosa County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	981 US 98 E 113, 113, DESTIN, FL 32541
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2017	Warranty Deed, Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Sep 24, 2018 · Amount on File
Deed Document Number	20243678357
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0033682602
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Sep 2, 2026
Property Address	314 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number	0003836829
Instrument Date	Aug 28, 2026
Instrument	20263836829
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SIXTH ST, DESTIN, FL 32541-1902

Mortgage

Document Number	0003836829,
Date	Sep 2, 2026
Instrument	20263836829

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 25, 2024
Property Address	314 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number	0003678357
Map Reference	MB 19 PGS 5 AND 6
Instrument Date	Mar 22, 2024
Instrument	3678357
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,441.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 APACHE TRL, CHATSWORTH, GA 30705-6688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 98 E # 113, 113, DESTIN, FL 32541-2584

Mortgage

Document Number	0003678358
Date	Mar 25, 2024
Instrument	3678358

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0003678358
Date	Mar 25, 2024
Instrument	3678358

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2018
Property Address	314 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number	0033682602
Book / Page	003368 / 002602
Instrument Date	Sep 12, 2018
Instrument	3233813
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$986.54
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TEQUESTA DR DESTIN FL 325415718, DESTIN, FL 32541-5718

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 7, 2017
Property Address	314 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number	0033250679
Book / Page	3325 / 0679
Map Reference	MB19 PG5
Instrument Date	Nov 1, 2017
Instrument	3171058
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 W BAYOU FOREST DR, 302, FREEPORT, FL 32439-4556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 BAYWIND DR, NICEVILLE, FL 32578-4801

Mortgage

Document Number	0003171059
Date	Nov 7, 2017
Instrument	3171059

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 314 Tequesta Dr was $5,095.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,095.00	$484,482 Land $103,728 Building $380,754	$484,482 Land $103,728 Building $380,754
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$262,492	$513,503 Land $94,118 Building $419,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Tequesta Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Tequesta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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