321 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 321 Scott Rd, Cumberland, RI 02864 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1965
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jan 2024)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0811-50`

Property Details

APN / Parcel Number

Primary APN	`11-0811-50`
Alternative APNs	`CUMB M:066 B:0456 L:000` `3-0018-79`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,280 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,856 sqft (0.364 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3-0018-79
Street Address	321 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	456
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2002
Census Tract	11405

Owner

Source: Cumberland Town records · APN 11-0811-50

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 SCOTT RD, CUMBERLAND, RI 02864-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Deed Document Number	2024142380
Deed Book / Page	1971 / 168
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 19, 2024
Property Address	321 SCOTT RD, CUMBERLAND, RI 02864-2830
Document Number	001971-168
Book / Page	1971 / 168
Instrument Date	Jan 19, 2024
Instrument	142380
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SCOTT RD, CUMBERLAND, RI 02864-2830

Mortgage

Document Number	0000142381
Date	Jan 19, 2024
Instrument	142381

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,053.00 (+5.6%)	$330,300 (-) Land $146,800 Building $183,500
2023	$3,838.00 (+3.79%)	$330,300 (+33.89%) Land $146,800 Building $183,500
2022	$3,698.00	$246,700 Land $104,900 Building $141,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.