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315 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 315 Scott Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1964
Lot Size0.554 acres (24,132 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2022)
Tax Bill$4,261 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN3-0011-34

Property Details

APN / Parcel Number

Primary APN3-0011-34
Alternative APNs
  • CUMB M:066 B:0459 L:000
  • 9051-26

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,080 sqft
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,132 sqft (0.554 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3-0011-34
Street Address315 SCOTT RD
CityCUMBERLAND
StateRI
Zip02864-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code30
Legal Block459
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2002
Census Tract11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address315 SCOTT RD, CUMBERLAND, RI 02864-2830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed, Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
Apr 17, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2022 · Amount on Record
Deed SaleSep 9, 2022 · Amount on Record
Prior SaleNov 2, 2012 · Amount on Record
Deed Document Number2022135078
Deed Book / Page1940 / 354
Prior Transfer DateApr 12, 2019
Prior Transfer Doc1799-133
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND RI
Recording DateSep 9, 2022
Property Address315 SCOTT RD, CUMBERLAND, RI 02864-2830
Document Number001940-354
Book / Page1940 / 354
Instrument DateSep 8, 2022
Instrument135078
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SCOTT RD, CUMBERLAND, RI 02864-2830

Mortgage

Document Number0000135079
DateSep 9, 2022
Instrument135079
Lender
NameVETERANS UNITED HOME LOANS
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateApr 17, 2019
Property Address315 SCOTT RD, CUMBERLAND, RI 02864-2830
Document Number1799-133
Book / Page001799 / 000133
Instrument DateApr 12, 2019
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9 LEDGE VIEW DR CUMBERLAND RI 028641513, CUMBERLAND, RI 02864-1513

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,261.00 (+4.44%)$425,700 (+28.03%) Land $229,700 Building $196,000$436,270
2025$4,080.00 (+5.59%)$332,500 (-) Land $153,100 Building $179,400
2023$3,864.00 (+3.34%)$332,500 (+33.32%) Land $153,100 Building $179,400
2022$3,739.00$249,400 Land $109,400 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scott Rd

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