325 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 325 Scott Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,118 sqft · built 1964
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$314,435 (Jun 2007)
Tax Bill	$5,773 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8833-08`

Property Details

APN / Parcel Number

Primary APN	`8833-08`
Alternative APN	`CUMB M:066 B:0454 L:000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,118 sqft Living Area
Gross Area	4,667 sqft
1st Floor Area	1,412 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8833-08
Street Address	325 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	454
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2002
Census Tract	11405

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 SCOTT RD, CUMBERLAND, RI 02864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage NAVIGANT CREDIT UNION
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORP
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2007 · Amount on Record
Deed Sale	Jun 18, 2007 · Amount on Record
Deed Book / Page	1387 / 575
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	325 SCOTT RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002004-750
Date	Jun 24, 2025
Book Page	2004/750
Instrument	149844

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2032
Index	Other

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	325 SCOTT RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855-412
Date	Sep 21, 2020
Book Page	1855/412
Instrument	117304

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	325 SCOTT RD, CUMBERLAND, RI 02864
Document Number	1804-115
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SCOTT RD CUMBERLAND RI 02864, CUMBERLAND, RI 02864

Mortgage

Document Number	1804-115
Date	Jun 14, 2019
Book Page	001804/000115

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2024

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,773.00 (+5.6%)	$470,500 (-) Land $147,200 Building $323,300
2023	$5,467.00 (+6.01%)	$470,500 (+36.77%) Land $147,200 Building $323,300
2022	$5,157.00	$344,000 Land $105,200 Building $238,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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