DuPage County property record for 321 Ruby St, Clarendon Hills, IL 60514
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,098 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $858,000 (Mar 2012) |
| Tax Bill | $21,366 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-411-018 |
| Primary APN | 09-10-411-018 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,098 sqft Living Area |
| Gross Area | 4,577 sqft |
| Basement Area | 1,479 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 321 RUBY ST |
|---|---|
| City | CLARENDON HILLS |
| State | IL |
| Zip | 60514-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CLARENDON HILLS /EX E 50 FT/ |
| Legal Subdivision | CLARENDON HILLS |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | DOWNERS GROVE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 845100 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 RUBY ST, CLARENDON HILLS, IL 60514-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2012 · Amount on Record |
| Deed Sale | Mar 26, 2012 · Amount on Record |
| Prior Sale | Mar 25, 1999 · Amount on Record |
| Deed Document Number | 201238919 |
| Prior Transfer Date | Jul 30, 2008 |
| Prior Transfer Doc | 0000122770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 321 RUBY ST, CLARENDON HILLS, IL 60514-1316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000161257 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | R2021-161257 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 321 RUBY ST, CLARENDON HILLS, IL 60514-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017871 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | R2017-017871 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 8, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 321 RUBY ST, CLARENDON HILLS, IL 60514-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000117820 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | R2018-117820 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Downers Grove Township |
| Municipality | Clarendon Hills Village |
| Elementary School District | Hinsdale Community Consolidated School District 181 (PK - 08) |
| Secondary School District | Hinsdale Township High School District 86 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,366.00 (+13.86%) | $385,174 (+20.43%) Land $93,747 Building $291,427 | $1,155,522 (+20.43%) Land $281,241 Building $874,281 |
| 2022 | $18,765.00 Homeowner's exemption | $319,840 Land $77,840 Building $242,000 | $959,520 Land $233,520 Building $726,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1980–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARENDON HILLS serves 8,702 people · EPA ID IL0430250 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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