318 Ruby St, Clarendon Hills, IL 60514 Property Records

DuPage County property record for 318 Ruby St, Clarendon Hills, IL 60514

Property Summary

Property TypeSingle Family Home
Details3 bd · 5.5 ba · 3,263 sqft · built 2006
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$1,185,000 (Oct 2017)
Tax Bill$25,704 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-10-410-033

Property Details

APN / Parcel Number

Primary APN09-10-410-033

Interior

Bedrooms3 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,263 sqft Living Area
Gross Area4,766 sqft
Basement Area1,503 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialBrick
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Garage Area557 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address318 RUBY ST
CityCLARENDON HILLS
StateIL
Zip60514-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRESUB BLK 15 CL HILLS
Legal SubdivisionCL HILLS
Legal Block15
Legal Lot Number125
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group4
Census Block4012
Census Tract845100

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address318 RUBY ST, CLARENDON HILLS, IL 60514-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 16, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 26, 2017Warranty Deed, Transfer · ARM
MUFG UNION BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2017 · Amount on Record
Deed SaleOct 26, 2017 · Amount on Record
Prior SaleApr 4, 2013 · Amount on Record
Deed Document Number2017110396
Prior Transfer DateNov 3, 2005
Prior Transfer Doc0000252370
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address318 RUBY ST, CLARENDON HILLS, IL 60514-1317
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 RUBY ST, CLARENDON HLS, IL 60514-1317

Mortgage

Document Number0000072417
DateNov 10, 2025
InstrumentR2025-072417
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Margin3
Max Rate10.6%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address318 RUBY ST, CLARENDON HILLS, IL 60514-1317
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 RUBY ST, CLARENDON HILLS, IL 60514-1317

Mortgage

Document Number0000138391
DateSep 16, 2021
InstrumentR2021-138391
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueAug 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateOct 26, 2017
Property Address318 RUBY ST, CLARENDON HILLS, IL 60514-1317
Document Number0000110396
Map ReferenceDOC25287
Instrument DateOct 19, 2017
InstrumentR2017-110396
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE INSURANCE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 RUBY ST, 318, CLARENDON HILLS, IL 60514-1317

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 FAIRLEA RD, SANTA YNEZ, CA 93460-9605

Mortgage

Document Number0000110397
DateOct 26, 2017
InstrumentR2017-110397
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueNov 1, 2057
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateNov 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityClarendon Hills Village
Elementary School DistrictHinsdale Community Consolidated School District 181 (PK - 08)
Secondary School DistrictHinsdale Township High School District 86 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,704.00 (+12.94%)$468,345 (+21.14%) Land $86,341 Building $382,004$1,405,035 (+21.14%) Land $259,023 Building $1,146,012
2022$22,759.00 Homeowner's exemption$386,630 Land $71,690 Building $314,940$1,159,890 Land $215,070 Building $944,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1980–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARENDON HILLS
serves 8,702 people · EPA ID IL0430250
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionNov 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ruby St

Nearby Streets

Search Property Records by Address or Parcel Number