DuPage County property record for 320 Ruby St, Clarendon Hills, IL 60514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,761 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Jul 2020) |
| Tax Bill | $21,461 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-410-032 |
| Primary APN | 09-10-410-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,761 sqft Living Area |
| Gross Area | 4,128 sqft |
| Basement Area | 1,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 320 RUBY ST |
|---|---|
| City | CLARENDON HILLS |
| State | IL |
| Zip | 60514-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RESUB BLK 15 CL HILLS |
| Legal Subdivision | CL HILLS |
| Legal Block | 15 |
| Legal Lot Number | 124 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | DOWNERS GROVE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 845100 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 RUBY ST, CLARENDON HILLS, IL 60514-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2019 | Deed of Trust, Mortgage · ARM RECOVO MORTGAGE MANAGEMENT LLC |
| Jul 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Dec 9, 2004 · Amount on Record |
| Deed Document Number | 202074029 |
| Prior Transfer Date | Nov 1, 2013 |
| Prior Transfer Doc | 0000156363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 320 RUBY ST, CLARENDON HILLS, IL 60514-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CARRINGTON TITLE PARTNERS LL |
| Name | Verified Name |
|---|
| Document Number | 0000000250 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | R2019-000250 |
| Name | RECOVO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75038 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.53% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.53% |
| Max Rate At Change | 7.53% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 14, 2020 |
| Property Address | 320 RUBY ST, CLARENDON HILLS, IL 60514-1317 |
| Document Number | 0000074029 |
| Map Reference | DOC 25287 |
| Instrument Date | Jul 10, 2020 |
| Instrument | R2020-074029 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEY S TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 RUBY ST, 320, CLARENDON HILLS, IL 60514-1317 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 RUBY ST, CLARENDON HILLS, IL 60514-1317 |
| Document Number | 0000074030 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | R2020-074030 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Downers Grove Township |
| Municipality | Clarendon Hills Village |
| Elementary School District | Hinsdale Community Consolidated School District 181 (PK - 08) |
| Secondary School District | Hinsdale Township High School District 86 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,461.00 (+34.37%) | $386,852 (+41.65%) Land $84,650 Building $302,202 | $1,160,556 (+41.65%) Land $253,950 Building $906,606 |
| 2022 | $15,971.00 Homeowner's exemption | $273,110 Land $70,300 Building $202,810 | $819,330 Land $210,900 Building $608,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1980–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARENDON HILLS serves 8,702 people · EPA ID IL0430250 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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