Iredell County property record for 321 Rivercliff Dr, Stony Point, NC 28678
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Mar 2025) |
| Tax Bill | $677 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Mar 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-62-4158.000 |
| Primary APN | 3774-62-4158.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 88,427 sqft (2.03 acres) |
|---|
| Account Number | 80096726 |
|---|---|
| Street Address | 321 RIVERCLIFF DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9059 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RA |
| Legal Description | L33 RIVERWALK SEC 4 PB 26-44 45 46 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 62 |
| Legal Lot Number | 33 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 61101 |
Source: Iredell County assessment roll, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 SEASONS DR, GASTONIA, NC 28054-6554 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Mar 5, 2025 | Warranty Deed, Transfer |
| Oct 12, 2022 | Warranty Deed, Transfer THE TITLE SERVICES GROUP, THE TITLE COMPANY OF NC |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS |
| Feb 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage INSTANT CASH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on Record |
| Deed Sale | Mar 5, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2022 · Amount on Record |
| Deed Book / Page | 3119 / 2032 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 321 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Number | 3207000340 |
| Book / Page | 3207 / 340 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|
| Document Number | 3207000340, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 3207/340 |
| Name | AMERIS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2057 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Mar 5, 2025 |
| Property Address | 321 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Number | 0031192032 |
| Book / Page | 3119 / 2032 |
| Map Reference | MB 26 PGS 44-46 |
| Instrument Date | Feb 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 DUKE DR, LEXINGTON, NC 27292-4815 |
| Name | Verified Name |
|---|---|
| Address | 920 SEASONS DR, GASTONIA, NC 28054-6554 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 321 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Number | 0002952569 |
| Book / Page | 2952 / 569 |
| Map Reference | MB 26 PG 44-46 |
| Instrument Date | Oct 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE COMPANY OF NC |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5006 SELA CT, MINT HILL, NC 28227-0020 |
| Name | Verified Name |
|---|---|
| Address | 321 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jul 3, 2019 |
| Property Address | 321 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Number | 26291016 |
| Book / Page | 002629 / 001016 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10730 REID ALEXANDER LN MINT HILL NC 282279802, MINT HILL, NC 28227-9802 |
| Document Number | 26291019 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 002629/001019 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | STATESVILLE, NC 28687-0947 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 2, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 321 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Number | 2620714 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 104 WICKERSHAM DR STATESVILLE NC 286254671, STATESVILLE, NC 28625-4671 |
| Document Number | 2620714 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 002620/000714 |
| Name | INSTANT CASH |
|---|---|
| Type | Funding / Finance Company |
| Address | SPARTANBURG, SC 29303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 10% |
|---|
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $677.00 | $114,750 (-) Land $114,750 | $114,750 (-) Land $114,750 |
| 2024 | $677.00 | $114,750 (-) Land $114,750 | $114,750 (-) Land $114,750 |
| 2023 | $677.00 (-2.59%) | $114,750 (-) Land $114,750 | $114,750 (-) Land $114,750 |
| 2022 | $695.00 | $114,750 Land $114,750 | $114,750 Land $114,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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