Iredell County property record for 317 Rivercliff Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jun 2025) |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-62-6057.000 |
| Primary APN | 3774-62-6057.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 77,101 sqft (1.77 acres) |
|---|
| Account Number | 80103194 |
|---|---|
| Street Address | 317 RIVERCLIFF DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L32 RIVERWALK SEC 4 PB 26-44 45 46 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 62 |
| Legal Lot Number | 32 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
Source: Iredell County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 167 PIER POINT DR, STONY POINT, NC 28678-9003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2025 | Warranty Deed, Transfer PEOPLES BANK |
| May 14, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Book / Page | 3144 / 2324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 27, 2025 |
| Property Address | 317 RIVERCLIFF DR, STONY POINT, NC 28678 |
| Document Number | 0031442324 |
| Book / Page | 3144 / 2324 |
| Map Reference | MB 26 PGS 44 45 AND |
| Instrument Date | Jun 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10711 REID ALEXANDER LN, MINT HILL, NC 28227-9803 |
| Name | Verified Name |
|---|---|
| Address | 167 PIER POINT DR, STONY POINT, NC 28678-9003 |
| Document Number | 0031442327 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 3144/2327 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 27, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | May 14, 2019 |
| Property Address | 317 RIVERCLIFF DR, STONY POINT, NC 28678-9059 |
| Document Number | 26181566 |
| Book / Page | 002618 / 001566 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $238.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10711 REID ALEXANDER LN MINT HILL NC 282279803, MINT HILL, NC 28227-9803 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,470 (-) Land $106,250 Building $3,220 | $109,470 (-) Land $106,250 Building $3,220 | |
| 2025 | $645.00 (-5.98%) | $109,470 (-) Land $106,250 Building $3,220 | $109,470 (-) Land $106,250 Building $3,220 |
| 2024 | $686.00 (+6.36%) | $109,470 (-) Land $106,250 Building $3,220 | $109,470 (-) Land $106,250 Building $3,220 |
| 2023 | $645.00 | $109,470 Land $106,250 Building $3,220 | $109,470 Land $106,250 Building $3,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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