313 Rivercliff Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 313 Rivercliff Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,593 sqft · built 2002
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Jul 2020)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3774-62-7191.000`

Property Details

APN / Parcel Number

Primary APN	`3774-62-7191.000`
Alternative APN	`80073463`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,593 sqft Heated Area
Gross Area	6,340 sqft
1st Floor Area	1,703 sqft
Basement Area	1,527 sqft
Finished Basement	1,527 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	70,567 sqft (1.62 acres)
Lot Width	143 ft Width
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	207 sqft
Deck Area	150 sqft
Patio Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80073463
Street Address	313 RIVERCLIFF DR
City	STONY POINT
State	NC
Zip	28678-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L31 RIVERWALK SEC 4 PB 26-44 45 46
Legal Subdivision	RIVERWALK
Legal Block	62
Legal Lot Number	31
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2015
Census Tract	61101

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 ARCHER RD, WINSTON SALEM, NC 27106-5405
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Sep 9, 1999 · Amount on Record
Deed Book / Page	2715 / 2347
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 17, 2020
Property Address	313 RIVERCLIFF DR, STONY POINT, NC 28678-9059
Document Number	27152347
Book / Page	2715 / 2347
Map Reference	MB 945 PG 1593
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ARCHER RD, WINSTON SALEM, NC 27106-5405

Mortgage

Document Number	27152349
Date	Jul 17, 2020
Instrument	2715/2349

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00	$684,290 (-) Land $85,000 Building $599,290	$684,290 (-) Land $85,000 Building $599,290
2024	$4,097.00	$684,290 (-) Land $85,000 Building $599,290	$684,290 (-) Land $85,000 Building $599,290
2023	$4,097.00 (+33.37%)	$684,290 (+42.55%) Land $85,000 Building $599,290	$684,290 (+42.55%) Land $85,000 Building $599,290
2022	$3,072.00	$480,030 Land $89,250 Building $390,780	$480,030 Land $89,250 Building $390,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000