321 Prospect St, Howell, MI 48843 Property Records

Livingston County property record for 321 Prospect St, Howell, MI 48843 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1966
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2022)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-35-201-029`

Property Details

APN / Parcel Number

Primary APN	`17-35-201-029`
Alternative APN	`471735201029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	321 PROSPECT ST
City	HOWELL
State	MI
Zip	48843-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35., T3N., R4E., CITY OF HOWELL, MCPHERSON'S PROSPECT PLACE ADD., LOTS 55 & 56.
Legal Range	04E
Legal Township	03N
Legal Section	35
Legal Subdivision	MCPHERSONS PROSPECT PLACE ADD
Legal Tract	725000
Legal Lot Number	55-56
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	4
Census Block	4006
Census Tract	725000

Owner

Source: Livingston County records · APN 17-35-201-029

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 PROSPECT ST, HOWELL, MI 48843-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · VA Mortgage MEMBER FIRST MORTGAGE LLC
Jun 29, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jan 16, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	202214437
Prior Transfer Date	Feb 26, 2014
Prior Transfer Doc	2014R005734
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 17, 2022
Property Address	321 PROSPECT ST, HOWELL, MI 48843-1436
Document Number	0000014437
Map Reference	LB 1 PG 2
Instrument Date	May 11, 2022
Instrument	2022R-014437
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 PROSPECT ST, 321, HOWELL, MI 48843-1436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PROSPECT ST, HOWELL, MI 48843-1436

Mortgage

Document Number	0000014438
Date	May 17, 2022
Instrument	2022R-014438

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	321 PROSPECT ST, HOWELL, MI 48843-1436
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PROSPECT ST, HOWELL, MI 48843-1436

Mortgage

Document Number	2021R027782
Date	Jun 29, 2021
Instrument	2021R-027782

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2031

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 16, 2019
Property Address	321 PROSPECT ST, HOWELL, MI 48843-1436
Document Number	0000001333
Instrument Date	Jan 11, 2019
Instrument	1333
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,677.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PROSPECT ST HOWELL MI 488431436, HOWELL, MI 48843-1436

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,500 (+5.37%)	$267,000 (+5.37%)
2025	Homeowner's exemption	$126,700 (+16.35%)	$253,400 (+16.35%)
2023		$108,900
2021			$217,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937250004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: KEPS Technologies, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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