Livingston County property record for 312 Prospect St, Howell, MI 48843
| Property Type | Commercial |
|---|---|
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-35-201-094 |
| Primary APN | 17-35-201-094 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Lot Area | 177,725 sqft (4.08 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 312 PROSPECT ST |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-1437 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-1 |
| Legal Description | SEC. 35, T3N R4E CITY OF HOWELL COM AT NE COR OF SEC, TH S 89 30 W 1327.22 FT, TH N 15 13 W 34.12 FT, TH S 89 30 W 245.61 FT, |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | WHICH BEARS |
| Legal Tract | 725000 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | HOWELL |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 725000 |
312 Prospect St, a commercial property, is owned by a company.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 312 PROSPECT ST, HOWELL, MI 48843-1437 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 312 PROSPECT ST, HOWELL, MI 48843-1437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004365 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 2017R-004365 |
| Name | FIRST NATIONAL BANK IN HOWELL |
|---|---|
| Type | Bank |
| Address | HOWELL, MI 48844 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| Municipality | Howell City |
| Unified School District | Howell Public Schools (KG - 12) |
FEMA maps place 312 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOWELL serves 9,914 people · EPA ID MI0003250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: ACD.net, T-Mobile.
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