204 Prospect St, Howell, MI 48843 Property Records

Livingston County property record for 204 Prospect St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,825 sqft · built 1967
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2024)
Tax Bill	$6,044 (2025)
Deeds & Mortgages	May 2024 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-35-201-076`

Property Details

APN / Parcel Number

Primary APN	`17-35-201-076`
Alternative APN	`471735201076`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	204 PROSPECT ST
City	HOWELL
State	MI
Zip	48843-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 35, T3N., R4E., CITY OF HOWELL, UPLATTED PARCELS, A PART OF THE W 1/2 OF NE 1/4 OF SEC 35, BEG AT A PT N 70 DEG W. 66 FT.
Legal Range	04E
Legal Township	03N
Legal Section	35
Legal Subdivision	MCPHERSONS PROSPECT PLACE ADD
Legal Tract	725000
Legal Lot Number	28
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	4
Census Block	4010
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 PROSPECT ST, HOWELL, MI 48843-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LUXURY MORTGAGE CORP
Jan 30, 2020	Warranty Deed, Transfer · Conventional with PMI MICHIGAN FIRST CU
Mar 28, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	20246951
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	204 PROSPECT ST, HOWELL, MI 48843-1435
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12115 WEIMAN DR, PINCKNEY, MI 48169-8006

Mortgage

Document Number	0000007418
Date	May 1, 2024
Instrument	2024R-007418

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	85 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	204 PROSPECT ST, HOWELL, MI 48843-1435
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006721
Date	Mar 27, 2019
Instrument	2019R-006721

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 30, 2020
Property Address	204 PROSPECT ST, HOWELL, MI 48843-1435
Document Number	0000003269
Instrument Date	Jan 29, 2020
Instrument	3269
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,926.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 PROSPECT ST HOWELL MI 488431435, HOWELL, MI 48843-1435

Mortgage

Document Number	3270
Date	Jan 30, 2020
Instrument	3270

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Mortgage

Document Number	3271,
Date	Jan 30, 2020
Instrument	3271

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 28, 2019
Property Address	204 PROSPECT ST, HOWELL, MI 48843-1435
Document Number	0000006851
Instrument Date	Mar 27, 2019
Instrument	6851
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$895.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PROSPECT ST HOWELL MI 488431435, HOWELL, MI 48843-1435

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 19, 2019
Property Address	204 PROSPECT ST, HOWELL, MI 48843-1435
Document Number	0000003896
Instrument Date	Feb 13, 2019
Instrument	3896
Transaction Type	Foreclosure
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$890.70
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,000 (+24.91%)	$340,000 (+24.91%)
2025	$6,044.00
2023		$136,100
2021			$272,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: ACD.net, T-Mobile.

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