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321 N Main St, Rockford, MI 49341 Property Records

Kent County property record for 321 N Main St, Rockford, MI 49341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,976 sqft · built 2019
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$915,000 (Mar 2023)
Tax Bill$15,769 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-06-36-252-005

Property Details

APN / Parcel Number

Primary APN41-06-36-252-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,976 sqft Living Area
Gross Area1,688 sqft
1st Floor Area1,006 sqft
Basement Area458 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Lot Area8,973 sqft (0.206 acres)
Garage Area480 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area1,618 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address321 N MAIN ST
CityROCKFORD
StateMI
Zip49341-1019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCOM ON W LINE MAIN ST 759 FT NELY FROM INT E&W 1/4 LINE & W LINE MAIN ST TH SWLY ON W LINE SD ST 82.5 FT TH NWLY AT RT ANGLES
Legal Range11W
Legal Township09N
Legal Section36
JurisdictionKENT MI
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2000
Census Tract10700

Owner

321 N Main St is owned and occupied by two individuals who bought it in March 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address321 N MAIN ST, ROCKFORD, MI 49341-1019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
Oct 5, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 1, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2023 · Amount on File
Deed SaleMar 23, 2023 · Amount on File
Prior SaleNov 1, 2018 · Amount on File
Deed Document Number202314826
Prior Transfer DateNov 22, 2002
Prior Transfer Doc6493001292
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateMar 23, 2023
Property Address321 N MAIN ST, ROCKFORD, MI 49341-1019
Document Number0000014826
Instrument DateMar 16, 2023
Instrument20230323-0014826
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7055 WILDERMERE DR NE, ROCKFORD, MI 49341-8852

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N MAIN ST, ROCKFORD, MI 49341-1019

Mortgage

Document Number0000014827
DateMar 23, 2023
Instrument20230323-0014827
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2028
Change Frequency6 Months
Min Rate At Change3.87%
Max Rate At Change7.75%
IndexOther
Max Rate10.7%

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateOct 5, 2020
Property Address321 N MAIN ST, ROCKFORD, MI 49341-1019
Document Number0000091691
Instrument DateJul 23, 2020
Instrument91691
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address321 N MAIN ST ROCKFORD MI 493411019, ROCKFORD, MI 49341-1019

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateOct 20, 2020
Property Address321 N MAIN ST, ROCKFORD, MI 49341-1019
Document Number0000098106
Instrument DateJul 23, 2020
Instrument98106
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address321 N MAIN ST PONTIAC MI 48341, PONTIAC, MI 48341

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateNov 1, 2018
Property Address321 N MAIN ST, ROCKFORD, MI 49341-1019
Document Number0000086264
Instrument DateOct 25, 2018
Instrument86264
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$1,591.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4360 VALLEY RIM DR NE GRAND RAPIDS MI 495259658, GRAND RAPIDS, MI 49525-9658

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Main St was $15,769, up 2.6% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityRockford City
Unified School DistrictRockford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491,400 (+5.5%)$982,800 (+5.5%)
2025$15,769.00 (+2.58%) Homeowner's exemption$465,800$931,600
2024$15,372.00
2023$336,700$673,400
2021$11,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 N Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 7,160 people · EPA ID MI0005730
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Xfinity.

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