314 N Main St, Rockford, MI 49341 Property Records

Kent County property record for 314 N Main St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,760 sqft · built 1920
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Jan 2015)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Sep 2023 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-253-007`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-253-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
Basement Area	832 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	128 ft deep x 84 ft wide
Porch	Slab
Deck Area	1,326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 N MAIN ST
City	ROCKFORD
State	MI
Zip	49341-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COM ON E LINE OF MAIN ST 827.65 FT SWLY OF INT OF E LINE OF MAIN ST WITH N LINE OF SW 1/4 NE 1/4 TH SWLY ON E LINE OF MAIN ST
Legal Range	11W
Legal Township	09N
Legal Section	36
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2003
Census Tract	10700

Owner

314 N Main St is owned and occupied by two individuals who acquired it in September 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 N MAIN ST, ROCKFORD, MI 49341-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Intrafamily Transfer, Transfer
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GRAND RIVER BANK
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GRAND RIVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2015 · Amount on File
Deed Sale	Jan 2, 2015 · Amount on File
Prior Sale	Sep 22, 2011 · Amount on File
Deed Document Number	201593
Last Transfer Date	Sep 5, 2023
Transfer Doc	0000050880
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Sep 6, 2023
Property Address	314 N MAIN ST, ROCKFORD, MI 49341-1403
Document Number	0000050880
Instrument Date	Sep 5, 2023
Instrument	20230906-0050880
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	314 N MAIN ST, ROCKFORD, MI 49341-1403

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	314 N MAIN ST, ROCKFORD, MI 49341-1403
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029705
Date	Apr 6, 2020
Instrument	20200406-0029705

Lender

Name	GRAND RIVER BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	314 N MAIN ST, ROCKFORD, MI 49341-1403
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N MAIN ST, ROCKFORD, MI 49341-1403

Mortgage

Document Number	0000077649
Date	Jul 9, 2021
Instrument	20210709-0077649

Lender

Name	GRAND RIVER BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 314 N Main St was $4,410.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (+3.59%)	$276,800 (+3.59%)
2025	$4,410.00 Homeowner's exemption	$133,600	$267,200
2023		$97,000	$194,000
2021	$4,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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