307 N Main St, Rockford, MI 49341 Property Records

Kent County property record for 307 N Main St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Aug 2021)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-252-008`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-252-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	696 sqft
Basement Area	660 sqft

Exterior

Lot Area	5,793 sqft (0.133 acres)
Porch	Slab
Deck Area	1,650 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 N MAIN ST
City	ROCKFORD
State	MI
Zip	49341-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COM ON W LINE OF MAIN ST 526.5 FT NELY OF INT OF W LINE OF MAIN ST WITH E&W 1/4 LINE TH NELY ON SD ST 50 FT TH NWLY AT RT
Legal Range	11W
Legal Township	09N
Legal Section	36
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2000
Census Tract	10700

Owner

307 N Main St is owned and occupied by two individuals who bought it in August 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 N MAIN ST, ROCKFORD, MI 49341-1019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
May 25, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Feb 4, 2008 · Amount on File
Deed Document Number	202195272
Prior Transfer Date	Aug 22, 2000
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 27, 2021
Property Address	307 N MAIN ST, ROCKFORD, MI 49341-1019
Document Number	0000095272
Instrument Date	Aug 27, 2021
Instrument	20210827-0095272
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,896.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9105 SHANER AVE NE, 9105, ROCKFORD, MI 49341-8251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3997 BUTTERWORTH ST SW, GRAND RAPIDS, MI 49534-6653

Mortgage

Document Number	0000095273
Date	Aug 27, 2021
Instrument	20210827-0095273

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	307 N MAIN ST, ROCKFORD, MI 49341-1019
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061174
Date	May 25, 2021
Instrument	20210525-0061174

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 307 N Main St was $3,245.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,900 (+6.16%)	$251,800 (+6.16%)
2025	$3,245.00 Homeowner's exemption	$118,600	$237,200
2023		$98,000	$196,000
2021	$2,446.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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