321 Main St, Polson, MT 59860 Property Records

Lake County property record for 321 Main St, Polson, MT 59860 · Last verified October 2025

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1990
Square Footage	2,988 sqft Total Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Tax Bill	$2,319.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R159054`
Alternative APNs	`15-3228-04-4-20-07-0000` `0000007914`

Interior

Building Area	2,988 sqft Total Area
1st Floor	2,988 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Lot Area	3,485 sqft (0.08 acres)
View	Major Street/Thoroughfare View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0000007914
Street Address	321 MAIN ST
City	POLSON
State	MT
Zip	59860-2121
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 014, S2 LT 8
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	14
Legal Lot Number	8
Jurisdiction	LAKE MT
Minor Civil Division	FLATHEAD RESERVATION
Census Blockgroup	2
Census Block	2004
Census Tract	940307

Owner

Source: Lake County records · APN R159054

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	321 MAIN ST, POLSON, MT 59860-2121
Occupancy	Owner Occupied
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	321 MAIN ST, POLSON, MT 59860-2121
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	555112
Date	May 17, 2017
Instrument	555112

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (-24.17%)	$261,240 (+21.85%)	$261,240 (+21.85%) Land $93,900 Building $167,340
2023	$3,058.00	$214,400	$214,400 Land $42,500 Building $171,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.