Lake County property record for 401 Main St, Polson, MT 59860
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,823 sqft · built 1932 |
| Lot Size | 0.16 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,220 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R159290 |
| Primary APN | R159290 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,823 sqft Total Area |
| 1st Floor Area | 4,823 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 7,013 sqft (0.16 acres) |
| View / Lot | Major Street/Thoroughfare |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000008117 |
|---|---|
| Street Address | 401 MAIN ST |
| City | POLSON |
| State | MT |
| Zip | 59860-2123 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 019, LOT 012 |
| Legal Subdivision | POLSON ORIGINAL TOWNSITE |
| Legal Block | 19 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 940307 |
Source: Lake County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39235 DUBAY RD, POLSON, MT 59860-7366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 401 MAIN ST, POLSON, MT 59860-2123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 39235 DUBAY RD, POLSON, MT 59860-7366 |
| Document Number | 0000596743 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 596743 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,220.00 (-30.4%) | $469,800 (+6.55%) | $469,800 (+6.55%) Land $112,800 Building $357,000 |
| 2023 | $6,063.00 | $440,900 | $440,900 Land $53,000 Building $387,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Verizon.
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