Lake County property record for 316 Main St, Polson, MT 59860
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,472 sqft · built 1949 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $203,800 (Sep 2005) |
| Tax Bill | $3,662 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R159571 |
| Primary APN | R159571 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,472 sqft Total Area |
| 1st Floor Area | 3,472 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| View / Lot | Major Street/Thoroughfare |
| Canopy | 168 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000008364 |
|---|---|
| Street Address | 316 MAIN ST |
| City | POLSON |
| State | MT |
| Zip | 59860-2169 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 013, LOT 004, S 3 FT OF N 25 FT LT 4 AND S2 LT 4 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 04 |
| Legal Subdivision | POLSON ORIGINAL TOWNSITE |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 940307 |
316 Main St, a commercial property, is owned by a company that bought it in September 2005.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 46619 LEIGHTON RD, RONAN, MT 59864-8930 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2005 · Amount on File |
| Deed Sale | Sep 13, 2005 · Amount on File |
| Deed Document Number | 2005462118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 316 MAIN ST, POLSON, MT 59860-2169 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000595211 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 595211 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 316 Main St was $3,662, down 14.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,662.00 (-14.92%) | $478,300 (-) | |
| 2025 | $4,304.00 | $478,300 | $478,300 Land $96,168 Building $382,132 |
| 2023 | $4,287.00 | $324,100 | $324,100 Land $43,760 Building $280,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 316 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Verizon.
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