Erie County and Tonawanda Town property record for 321 Lowell Rd, Buffalo, NY 14217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,760 sqft · built 1920 |
| Lot Size | 0.216 acres (9,393 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (May 2021) |
| Tax Bill | $8,826 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 146489 65.44-1-23.2 |
| Primary APN | 146489 65.44-1-23.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| 2nd Floor Area | 1,380 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 9,393 sqft (0.216 acres) |
| Lot Dimensions | 100 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 028 0408000 |
|---|---|
| Street Address | 321 LOWELL RD |
| City | BUFFALO |
| State | NY |
| Zip | 14217-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 83.30 N HAMPTON PKWY 1385 246 PTS 245,247,248 93X 100.6 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 23.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8202 |
Source: Erie County and Tonawanda Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 LOWELL RD, BUFFALO, NY 14217-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 12, 2021 | Warranty Deed, Construction Loan · Construction Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2008 · Amount on Record |
| Deed Document Number | 202191517 |
| Deed Book / Page | 11379 / 9661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 321 LOWELL RD, BUFFALO, NY 14217-1236 |
| Document Number | 0000112544 |
| Book / Page | 14202 / 3560 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026112544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE PROVIDER |
| Name | Verified Name |
|---|---|
| Address | 321 LOWELL RD, BUFFALO, NY 14217-1236 |
| Document Number | 0000112544, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 14202/3560 |
| Instrument | 2026112544 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 12, 2021 |
| Property Address | 321 LOWELL RD, BUFFALO, NY 14217-1236 |
| Document Number | 0113799661 |
| Book / Page | 11379 / 9661 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021091517 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 LOWELL RD, 321, TONAWANDA, NY 14217-1236 |
| Name | Verified Name |
|---|---|
| Address | 312 HARTFORD AVE, TONAWANDA, NY 14223-2315 |
| Document Number | 0139929541 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 13992/9541 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 1, 2052 |
| Document Number | 0139948733 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 13994/8733 |
| Instrument | 2021091518 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Tonawanda Town |
| Unified School District | Kenmore-Tonawanda Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,826.00 (+169.74%) | ||
| 2025 | $3,272.00 (+5.79%) | $68,500 (-) Land $12,400 Building $56,100 | $326,200 (+9.53%) Land $59,049 Building $267,151 |
| 2024 | $3,093.00 (-47.11%) | $68,500 (-) Land $12,400 Building $56,100 | $297,826 (+4.35%) Land $53,913 Building $243,913 |
| 2023 | $68,500 Land $12,400 Building $56,100 | $285,400 Land $51,664 Building $233,736 | |
| 2019 | $5,848.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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